Mobile App & Web App / Diaspora Fintech
Kotizy
The first digital tontine platform for the African diaspora. Automatic contributions, multi-currency wallet, Mobile Money payments — available on Android and iOS.
Kotizy digitalises the African tontine — the ancestral collective savings system — into a modern, secure and fully automated experience. KAH-Digital designed and built the entire platform: Next.js web app on Vercel, native Android app via Expo, API backend with Prisma/Supabase, multi-currency payment system (Stripe, CinetPay), and a daily cron job that manages contributions, reminders and payouts 100% automatically.
The first digital tontine platform for the African diaspora. Automatic contributions, multi-currency wallet, Mobile Money payments — available on Android and iOS.
Modules
Next.js PWA + Expo React Native. Built-in wallet, Stripe, CinetPay (Orange Money, MTN, Wave), trust score, push notifications. Live in production.
Result
Live in production. Available on Android (direct APK) and iOS (PWA). Live Stripe payments active. CinetPay Mobile Money pending KYC validation.
Next.js / Expo React Native
6 weeks
Live site structure
What the live website actually shows today.
Business contacts
Clear entry points depending on the request.
Web + Android
Platforms
Stripe + CinetPay
Payment providers
6 weeks
Delivery time
Challenge
The real need behind the project.
Build a robust financial platform for the African diaspora: multi-currency (EUR, XOF, GBP), Mobile Money payments (Orange Money, MTN, Wave), trust score, default management and automatic payouts — with zero manual intervention.
Solution
Next.js App Router + Expo React Native. Integrated wallet with live Stripe, CinetPay for African Mobile Money, daily Vercel cron for auto-pay and payouts, algorithmic trust score, push notifications, iOS-installable PWA.
Delivered outcome
What this version concretely improves.
- A cleaner and more serious visual direction to support the label image.
- A more direct reading of artists, releases, and video content.
- Business contact points separated by real need.
- A simple base that can evolve without rebuilding from scratch.
Visual output
Delivered visuals supporting the project.
Next step
Need this level of result for your own website?
KAH-Digital can scope, design, and deliver a clean base for a label, a brand, or a project that needs to present its universe, content, and contact points in a stronger way.